Safeco Insurance Claims

Navigating Car Accident Claims in Las Vegas: A Guide to Dealing with Safeco Insurance

Few things are as stressful as getting into a car accident in Las Vegas, NV. It gets even more complicated when you or someone you love has sustained injuries or property damage in the collision. Insurance companies, like Safeco Insurance, work hard to minimize the amount they pay to maintain their profits. From delay tactics to stonewalling, insurance companies know just what to do to push you toward accepting a low settlement.
The best way to get maximum compensation from personal injury or property damage sustained during a car accident is to work with an attorney specializing in winning cases against Safeco Insurance, like Kaplan Young.
About Safeco Insurance & Their History of Paying Out Claims:  
Safeco started in 1923 as General Insurance Company of America in Seattle, Washington. Thirty years later, they rebranded as Safeco or Selective Auto & Fire Insurance Company of America. In September 2008, Safeco became part of the Liberty Mutual Insurance family. They offer auto and vehicle, property, and pet health insurance.
Safeco has a reputation for being a “mixed bag” regarding claim settlements. While many cases settle out of court with a reasonable payout, they have also failed to compensate victims adequately at times. In 2018, Safeco and Allstate Insurance received a class action lawsuit that alleged “insurers arbitrarily deflated the amount offered consumers for totaled cars using CCC software.
How to File a Car Accident Claim with Safeco:  
To file a claim with Safeco, you can file online or by phone at 1-800-332-3226. During the initial conversation, you will be asked for some basic information about the collision, such as: 

  • Date, time, and location of the collision
  • Names of drivers involved in the collision
  • Vehicles involved in the collision
  • Descriptions of any damage resulting from the collision
  • A police report of the collision
  • Photos or videos of the collision
Safeco states that a claims representative will contact you within three business days to work with you to settle the claim. Remember, insurance companies employ claims adjusters to save money. Their primary directive is to settle claims for as little as possible, and they’ll use tactics like shuffling your claim from department to department, stonewalling, or even attempting to get you to admit fault. Safeco has even reviewed victims’ medical histories to try and establish preexisting conditions and undermine your medical needs.
The adjuster will ask for a recorded or written statement. Because of their tactics, your best bet is to work with an attorney to craft a statement that provides only the facts without admitting fault. Our lawyers at Kaplan Young have created and submitted numerous statements for clients in a car accident claim.
How Much is My Claim Worth?  
Unfortunately, there is no single answer to how much a car accident case settlement is worth. The specifics of your case will dictate the settlement amount offered. Generally, the more serious the loss, the higher the payout. The amount of compensation will depend on:

  • The severity of your injuries
  • How the accident happened and who was at fault
  • The availability of insurance to cover your losses
  • Ongoing pain and suffering
In personal injury claims, you can claim “non-economic damages.” Non-economic damages refer to the more intangible damage a victim might suffer. These might not have a direct dollar value, such as a loss of enjoyment of life, pain and suffering, distress, reputation damage, etc., but they tend to significantly impact the victim’s daily life. Including non-economic damages in your claim can increase the value of your case.
How Can Kaplan Young Law Firm Help Me with Safeco?  
If you or a loved one has injuries from a car accident in Las Vegas, don’t entrust your car accident claim to Safeco. Negotiating a settlement with Safeco Insurance can be challenging. Let the skilled attorneys at Kaplan Law guide you through the intricacies of your insurance claims. Contact Kaplan Young Law Firm at 702-381-8888 for a free consultation with one of our personal injury lawyers.