Progressive Insurance Claims

From Collision to Compensation: How to Handle a Car Accident Claim with Progressive

Navigating the aftermath of a car accident can feel like a maze of unexpected twists and turns. When you have injuries or damages, filing a claim and receiving proper compensation can be maddening. Insurance giants like Progressive work hard to lead you toward a less-than-fair settlement by presenting lowball offers, using delay tactics, and even undermining your medical needs.
When facing Progressive Insurance after a car accident, it’s risky to go at it alone. At Kaplan Young Law, we help our clients navigate the complexities of Progressive car accident claims to get you the maximum payout. If you or someone you know has experienced a significant injury, bodily damage, or a total loss in a motor vehicle accident in Nevada and are having difficulties with Progressive Insurance, our team is here to help with your claim.
About Progressive Insurance & Their History of Paying Out Claims:
Progressive Mutual Insurance Company opened its doors in 1937 and has since grown to be the third-largest car insurance company in the country. Overseeing 13.75% of the market share, Progressive has quite a reputation for underpaying or lowballing claims. Most notably, in 2021, Progressive was named in a class action lawsuit with the State of Georgia that proved they “systematically paid their insureds less than the actual cash value of their vehicles for total loss claims.
Progressive works very hard to minimize settlements and payouts. Claims adjusters are employed to investigate and resolve claims, but their primary directive is to save the company money. From downplaying your injuries to immediately presenting a low offer, insurance companies use different strategies to quickly resolve your claim without paying the amount you deserve.
How to File a Car Accident Claim with Progressive:
If you’re a Progressive customer, you can submit a claim online, through their mobile app, or by calling their claims center. If you are not a Progressive customer, you’ll file a claim online as a guest. From there, the insurance company will open a claim and assign a claims adjuster who will begin an investigation.
The adjuster will likely ask for your version of events or a recorded statement at this step. Remember that the claims adjuster’s number one job is to save the company money, so steer clear of admitting any fault while filing your claim.

When speaking to a claims adjuster, these tips can help ensure you protect your rights:

  • Do not accept the first settlement offer
  • Do not admit or speculate fault
  • Do not record a statement without approval from a car accident attorney
  • Stick to the facts when discussing the incident
  • Avoid speculation
  • Tell the truth
When asked for a statement, working with a car accident attorney is the most effective way to protect your rights. They will help you craft and submit a statement to the insurance company on your behalf that eliminates admitting any fault.
What can you expect from a Progressive Insurance initial settlement offer?
Following the investigation, the adjuster will present an initial settlement offer. Progressive’s reputation in settling claims is considered fair and reasonable. Their initial settlements tend to include the high costs of medical care to present a high number and resolve quickly.

Working with an attorney will ensure you get the most compensation for your claim. Your attorney will work with you to understand all of the costs that are generally associated with a car accident claim beyond just medical expenses like:

  • Physical injuries
  • Lost wages
  • Vehicle damage
  • Resulting medical bills
  • Actions of the responsible driver
  • Cause of the accident
  • Permanent bodily harm
  • Pain and suffering
Progressive Insurance Claim Attorneys at Kaplan Young
If you or a loved one suffered an injury in a car accident in Las Vegas, don’t leave your car accident claim in Progressive’s hands. Negotiating a settlement with Progressive Insurance is challenging. Let the expert attorneys at Kaplan Law help you navigate the complexities of your insurance claims. Call Kaplan Young Law Firm at 702-381-8888 for a free consultation with one of our personal injury lawyers.