Liberty Mutual Insurance Claims

Why You Need a Lawyer for Your Car Accident Claim Against Liberty Mutual in Las Vegas.

Dealing with a car accident can feel overwhelming, significantly if you’ve been injured or have extensive damage. These accidents can leave you injured, unable to work, and with mounting bills and costs. When you add a big insurance company like Liberty Mutual, the process can get even more complex. Insurance companies are known to give claimants the runaround or present an immediate lowball offer when dealing with a car accident claim. If this situation sounds familiar, engage a personal injury attorney like Kaplan Young, who has deep expertise in prosecuting and winning car accident cases.
About Liberty Mutual Insurance Company:    
Liberty Mutual Insurance has been in business since 1912 and is the 4th largest property and casualty insurer in the US. They offer many types of insurance, including auto, home, life, and business. Unlike other insurance companies, Liberty Mutual has a more respectful reputation when paying out claims and is generally considered more reasonable. However, they still employ many tactics to ensure that Liberty Mutual saves as much money as possible. Most notably, they are known to have a slower response time.
How to File a Car Accident Claim with Liberty Mutual:    
As with many companies, filing a claim with Liberty Mutual is easy. You can file a claim online, through their app, or over the phone. Liberty Mutual’s app also includes “Express Estimate™,” which allows you to upload photos of your car/damage directly in the app. Liberty Mutual will assign your claim to an adjuster who will begin investigating and move toward a negotiated settlement.
The claims adjuster will begin gathering evidence, including photos, police reports, repair estimates, and statements. At this point, the adjuster will likely ask for your written or recorded statement of events. It’s important to note that claims adjusters will latch onto anything in your claim that could point to you being at fault.
To protect your rights, we recommend working with a knowledgeable car accident lawyer at this point. At Kaplan Young Law Firm, we have extensive experience crafting statements that keep our clients clear of fault and present only the necessary facts.
How Much is My Claim Worth?    
Generally, the payout for your case will vary based on the type and severity of your injury or damage. Generally, the more serious the loss, the higher the payout. Here are a few factors to consider when determining your claim’s worth such as:

  • Physical injuries
  • Lost wages
  • Vehicle damage
  • Resulting medical bills
  • Actions of the responsible driver
  • Cause of the accident
  • Permanent bodily harm
  • Pain and suffering
These are just a few factors to consider when calculating damages in a car accident suit. For the most accurate estimate, work with an attorney to calculate the damages and settlement amount.
What can you expect from a Liberty Mutual Insurance initial settlement offer?
An attorney can present evidence to Liberty Mutual strategically and effectively to increase your payout. They’ll work with you to calculate economic damages like repair costs, medical bills, and lost wages. They’ll also be able to calculate non-economic damages, like pain and suffering or loss of enjoyment of life. These damages are less tangible but should still be a factor when determining compensation.
In many cases, working with legal representation will immediately get you a more reasonable settlement offer, as insurance companies know they cannot use the same tactics on lawyers.
How Can Kaplan Young Law Firm Help Me with Liberty Mutual?
Kaplan Young has years of experience successfully navigating Liberty Mutual insurance claims. If you’ve been injured in a car accident in Las Vegas and are negotiating with Liberty Mutual, our team can help you pursue the maximum compensation possible. Call Kaplan Young Law Firm at 702-381-8888 for a free consultation with one of our personal injury lawyers.